Responsible Lending guidance in turmoil following decision by the Federal Court in the Westpac case

Contents: 1. The Case 2. The First Case on Responsible Lending 3. Westpac Saves $35million 4. Issues on which the case was decided 4.1 Taking Declared Living Expenses into Account in the Credit Assessment Process 4.2 Determi...

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Starting Out on the Right Foot

Strategies for start-ups to enhance value and reduce risk So you've decided to start up a new business. You’ve: decided upon the vision, values and goals; assessed the competition and resources challenges; identif...

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Privacy and Data Protection Fundamentals: Are You Keeping it Private?

What does the restaurant booking you just made, your tenancy application, and the latest app for your customers all have in common? Personal information and privacy. Privacy and data breaches are hot topics here and overseas. ...

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Recent Changes to Employment Legislation and Regulations

In this edition: Changes to thresholds and rates Casual conversion Casual loading and double dipping Long Service Leave Act New Victorian Long Service Benefits Portability Scheme New Labour Hire Licensing Schem...

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Ready, Set, Go! – Tracking the Implementation of the Recommendations of the Banking Royal Commission

Click here to download a copy of this report The report of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry made 76 recommendations to improve the sector. With so many d...

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Don’t let your PPSR registrations expire!

Security interests registered on the Personal Property Securities Register (PPSR) in 2012 for a period of 7 years (the other registration period options being 25 years or indefinitely - provided that the collateral is not consumer...

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