Responsible Lending guidance in turmoil following decision by the Federal Court in the Westpac case

Contents: 1. The Case 2. The First Case on Responsible Lending 3. Westpac Saves $35million 4. Issues on which the case was decided 4.1 Taking Declared Living Expenses into Account in the Credit Assessment Process 4.2 Determi...

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Starting Out on the Right Foot

Strategies for start-ups to enhance value and reduce risk So you've decided to start up a new business. You’ve: decided upon the vision, values and goals; assessed the competition and resources challenges; identif...

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Dumping duty assessments – A possible solution to unexpected dumping duties

With rates sometimes exceeding 100%, dumping duties are one of the key focus areas of the Australian Border Force and importers.  Importers can face unexpected dumping duty bills that run into the millions of dollars and feel tha...

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Privacy and Data Protection Fundamentals: Are You Keeping it Private?

What does the restaurant booking you just made, your tenancy application, and the latest app for your customers all have in common? Personal information and privacy. Privacy and data breaches are hot topics here and overseas. ...

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Recent Changes to Employment Legislation and Regulations

In this edition: Changes to thresholds and rates Casual conversion Casual loading and double dipping Long Service Leave Act New Victorian Long Service Benefits Portability Scheme New Labour Hire Licensing Schem...

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The unintended outcome of the US China Trade war – Australian manufacturers accuse US exporters of unfair trade practices

In the trade war between the US and China it is the Chinese that are painted by the US as not playing by the rules. In an ironic turn of events, the Australian Government is now investigating claims that in response to the US Chin...

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